Our wide array of services will stretch your time and resources enabling your business to function smoothly.
INTERNET BANKING
Appreciate the simplicity of banking online. Internet Banking enables you to complete most banking transactions from your home, office, hotel, or virtually anywhere you have computer and internet access. It's fast, secure, and available 24 hours a day.
- Transfer funds between your FSBT accounts.
- Make FSBT loan payments.
- Pay bills.
- Look up your transaction history, view archived monthly statements and images of cancelled checks.
- Review your account activity daily.
- Download data to your personal or business accounting software (including QuickBooks, Quicken®, Microsoft Money® and other popular programs).
AUTOMATED CLEARING HOUSE (ACH)
Pay employee wages for payroll, reimbursements or vendor invoices. You can also collect payments, such as fees, dues, or donations. ACH streamlines your payment process and eliminates the costs and time associated with check processing.
WIRE TRANSFERS
Originate wire transfers using Internet Banking to move funds between banks. We offer domestic and foreign wire transfers.
Remote Deposit Anywhere (RDA)
Scan checks and submit deposits electronically to your FSBT accounts. This service allows you to make deposits anytime and reduces trips to the bank and/or courier fees.
- Download our FSBT mobile app via the Apple App Store or Google Play and log in using your Internet Banking username and password.
- You will be prompted to agree to our Mobile Banking Agreement which includes revised RDA terms and conditions.
- Select DEPOSIT in the dashboard. (It can take a business day or two before you see the deposits option.)
- Enter the check amount and click continue.
- Select the account you wish to deposit
- Make sure the check is endorsed and include FOR REMOTE DEPOSIT ONLY. Take a photo of the front and back of your check following the instructions provided on the app.
- Select SUBMIT and confirm the deposit.
Other helpful hints:
- Small business accounts are allowed to deposit up to 10 checks per day (20 checks per month). Total deposits cannot exceed $5,000 per day or $10,000 per month.
- Upon successful completion of each deposit, an email confirmation will be sent to you.
- Our staff will contact you in the event the deposit is not properly accepted.
- Please note, RDA deposits will not post to your account until the end of our business day (currently 3pm Central Time Monday-Friday)
- Deposits made after our business day cut off (currently 5pm Central Time Monday-Friday) will be posted on the next business day.
Remote Deposit Capture
Improve efficiency and profitability with Remote Deposit Capture. Your business can scan, image and deposit checks electronically, managing all of your deposits from any location.
FRAUD PROTECTION: POSITIVE PAY
Monitor checks paid against your FSBT checking account and mitigate fraud risk. Simply upload a list of all checks issued manually or by downloading from your accounting software sent to you if checks presented don't match your preauthorized checks issued. Through Internet Banking, you let us know which items we should pay or return.
ADDITIONAL BUSINESS SERVICES AVAILABLE
- Business Checking and Savings Accounts
- Commercial Loans
- Business Credit and Debit Cards
- Merchant Card Processing
- Mobile Banking
- eStatements
- iTalk (24/7 Telephone Banking)
