Why choose First State Bank and Trust for your business checking account?
Financial needs change as a business grows. Our business banking team can anticipate your next challenge and introduce you to the financial tools needed to build your success.
From your first checking account, to a construction loan for your new headquarters…we're here for you. We can help with the following: Checking, Savings, Loans and Cash Management.
According to State and Federal regulations, certain business documents must be presented at the bank when you open a business account. Contact one of our Universal Bankers to find out what you’ll need to provide.
High transaction volume
Business Checking
- $100 minimum to open
- No minimum balance
- Debit Mastercard® Business Card available
Earns Interest
Business Checking with Interest
- $100 minimum to open
- No minimum balance
- Debit Mastercard® Business Card available
Simple Account
Small Business Checking
- $100 minimum to open
- No minimum balance
- Debit Mastercard® Business Card available
Organization/Club
Business Value Checking
- $100 minimum to open
- $250 minimum balance
- Debit Mastercard® Business Card available
All FSBT Business Checking Accounts Include
| Description | Business Checking | Business Checking with Interest | Small Business Checking | Business Value Checking |
|---|---|---|---|---|
| Minimum to Open | $100.00 | $100.00 | $100.00 | $100.00 |
| Minimum Balance | None | None | None | $250.00 |
| Monthly Maintenance Charge | $11.00* | $11.00 | $9.00 | $5.00 if balance falls below minimum |
| Activity charge per debit item | $0.15* | $0.15 | 100 free items; $0.50 thereafter | 50 free items; $0.50 thereafter |
| Activity charge per deposit item | $0.10* | $0.10 | 100 free items: $0.50 thereafter | 50 free items: $0.50 thereafter |
| Earnings Credit |  |
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*The monthly maintenance and activity charges, if any, are determined by the transaction volume and average balance. These charges are then offset by an earnings credit. On request, we will calculate an estimate of the typical monthly charges.
Compare our Accounts