Your First State Bank and Trust debit card is linked directly to your checking account for quick and easy access to your money. With conveniences such as real time transaction posting and added security features, you can be confident keeping FSBT debit Mastercard® top of wallet.
If you are planning to travel or make an international purchase, please contact us. For your protection, your debit card will not work outside of the country unless you notify us beforehand.
If you plan to use your card at an ATM while traveling, please use the Mastercard® ATM Locator to locate nearby ATM machines. Be sure to look for the Mastercard® logo on the ATM machine to ensure your transaction will be processed successfully.
Lost Or Stolen Debit Card
To report a lost or stolen FSBT Debit MasterCard® or ATM card, please call the bank at 651-439-5195 or 800-848-4897 during business hours. During non-business hours, please call our Lost and Stolen Card Center at 888-297-3416.
You may also report a lost or stolen card using the FSBT mobile app or Online Banking.
Surcharge-Free ATMs
We are a proud member of the MoneyPass® ATM network. This means that our clients have access to thousands of surcharge free ATMs. Visit the ATM Locator to find a surcharge-free ATM near you.
Fraud Center
Our Fraud Center proactively monitors our client’s debit card activity to protect against fraudulent transactions. When potential debit card fraud is detected, an email and text alert will be sent to the client with the option to confirm or deny fraud. If no response is received, the Fraud Center then tries to call the phone number on file for the client. If fraud is confirmed, they are able to block the card from any further transactions and are in touch with our Operations Department.
Because of the Fraud Center’s procedures to help protect you, it is imperative that we always have your current contact information, especially your cell phone number and email address. If either of these change, please notify First State Bank and Trust and we will be sure to update your records.
