Certificates of Deposit

Guaranteed Growth for Your Savings

If you’re looking for a safe, dependable way to grow your money, our Personal Certificates of Deposit (CDs) offer guaranteed returns with fixed interest rates. Choose a term that fits your financial goals. Our shortest option is just three months, making it easy to start earning more right away.

CDs are a great choice for savers who want higher interest than a standard savings account and don’t mind setting funds aside for a set period of time. Check out our current CD rates.

Personal CD Highlights

Guaranteed Interest – Know exactly what you’ll earn before you lock in a term.
Fixed Rates – Your rate stays the same for the entire CD term.
Flexible Terms – Choose from 3 to 60 months to match your goals.
Special Rates & Terms – Periodic promotional offers give you the chance to earn even more.
Interest Payment Options – Select how you want to receive your interest earnings.
Early Withdrawal Penalty – A substantial penalty applies if funds are withdrawn before maturity.

What is a Certificate of Deposit?

A certificate of deposit, or CD, is a savings option where you agree to leave your money in the bank for a set period of time in exchange for a higher, fixed interest rate. You know exactly how much you will earn, but you may pay a penalty if you withdraw the money early.

Why Choose a Certificate of Deposit?

Safe, predictable growth with guaranteed returns.
Higher interest rates than most traditional savings accounts.
Great for planned savings goals like vacations, down payments, or long-term nest eggs.
Short and long - term maturity options allow you to customize your savings strategy.
Ideal for risk - averse savers who prefer stability over market fluctuations.

A Smart Way to Reach Your Financial Goals

Whether you’re building a long-term savings cushion or setting aside money for something special, a Personal Certificate of Deposit gives you confidence and steady earnings. Simply choose your term, lock in your rate, and watch your savings grow.

Open a Personal CD today and start earning guaranteed, fixed-rate returns on your savings.

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