eChecking

 
Our eChecking account is built for clients who want the convenience of managing money anytime, anywhere. With no monthly fees and easy online access, it’s the perfect choice for people who prefer to do their banking digitally.












Banking on the Go

Your eChecking account comes with free access to our online and mobile banking platforms, making it simple to:
  • Check balances instantly
  • Deposit checks with your phone
  • Transfer money between accounts
  • Pay bills online securely
  • Set up account alerts to stay on top of your finances
 

Is eChecking Right for You? 

If you like the idea of banking that’s simple, flexible, and fee-free, eChecking could be a great fit. It’s designed for Minnesota and Wisconsin residents who’d rather tap their phone than visit a branch, whether you’re a student managing your first account, a busy professional always on the go, or anyone who just wants an easy way to keep money moving.


 
 
Account Details
  • Minimum to Open: $20.00
  • Minimum Balance: None
  • Monthly Maintenance Charge: None
  • Monthly Activity Charge: None
  • Paper Statement Fee: $6.00 (eStatements are always free)
  • Interest: Non-interest bearing
 
Features That Fit Your Lifestyle:
  • Free Mastercard® debit card with nationwide access to ATMs
  • First order of 20 standard checks are free
  • Overdraft Protection Line of Credit1
  • Consumer loan discount2
  • No fee Visa Rewards Credit Card1
1Upon credit approval
2With automatic payment from First State Bank and Trust checking account




































































Retirement IconAccounts with you in mind

Explore our Checking Accounts to find the best solution for you.

Checking Accounts